What's the actual cheapest way into the MPRP?

The rental route avoids buying property outright but has the higher government contribution (€100,000 vs €70,000); the purchase route has a lower contribution but requires committing at least €300,000–€350,000 in property capital. Which is "cheaper" depends on whether you'd rather tie up capital in property or pay more in non-refundable government fees.

Is the €2,000 donation separate from the government contribution?

Yes — it's a distinct, non-refundable donation to a registered Maltese organisation, required in addition to whichever government contribution route you choose.

Does having children change the cost?

Yes — each dependant (spouse, or a dependent child) adds a €5,000 surcharge on top of the base government contribution.

Malta's MPRP: what's the minimum investment in 2026?

Plain-language guide · Malta · general information

Short answer

It depends on whether you rent or buy, and there's no single number — the MPRP combines a government contribution, a property commitment, and a fixed donation. The purchase route has the lower government contribution; the rental route has the lower upfront property cost.

Rental route

Lease a qualifying property for at least 5 years, at an annual rent of at least €12,000 (south of Malta or Gozo) or €15,000 (elsewhere in Malta). Government contribution: €100,000 total — a €40,000 non-refundable administrative fee paid on approval, plus a €60,000 contribution paid within two months of final approval.

Purchase route

Buy a qualifying property worth at least €350,000, or €300,000 if it's in the south of Malta or Gozo, and hold it for a minimum of 5 years. Government contribution: €70,000 total — the same €40,000 administrative fee plus a €30,000 contribution.

Plus, on both routes

A separate, non-refundable €2,000 donation to a registered Maltese philanthropic, cultural, sport, scientific, or animal welfare organisation, and a €5,000 surcharge per dependant (spouse, dependent children under 18, or dependent adult children up to 28). See immicor's MPRP deep dive for the full picture. Rough totals: a family of four on the rental route pays roughly €142,000 in fees, contributions and donation before ongoing rent; the purchase route needs the property capital on top of roughly €72,000 in fees.

The property (lease or purchase) must be held for a minimum of 5 years — after that, on the purchase route, you can sell provided you maintain another qualifying residence that still meets the minimum thresholds.

Common questions

What's the actual cheapest way into the MPRP?: The rental route avoids buying property outright but has the higher government contribution (€100,000 vs €70,000); the purchase route has a lower contribution but requires committing at least €300,000–€350,000 in property capital. Which is "cheaper" depends on whether you'd rather tie up capital in property or pay more in non-refundable government fees.
Is the €2,000 donation separate from the government contribution?: Yes — it's a distinct, non-refundable donation to a registered Maltese organisation, required in addition to whichever government contribution route you choose.
Does having children change the cost?: Yes — each dependant (spouse, or a dependent child) adds a €5,000 surcharge on top of the base government contribution.

Not sure whether renting or buying makes more sense for your family? Tell the assistant your budget and family size for a plain-language walkthrough.

This guide is general information about Malta's MPRP and is not immigration advice. Confirm current thresholds with Residency Malta (residencymalta.gov.mt) or an appropriately licensed Maltese immigration advisor.